Journal of
Italian
Banking
Association

year 100
 

Archive » February 2014

February 2014

The traditional commercial banking model - based on accepting deposits and bonds and originating loans – is no longer sustainable. A new intermediation model, based on a separate management...

New trends in restructuring European banks

Giancarlo Durante, Luigi Prosperetti
Italian and European banks are moving in the same direction towards the need to strengthen capital, to re-engineer networks as a consequence of a transactional activities' reduction, to supply low-cost and simple services...
The sovereign debt crisis, which hit Italy hard, affected first banks' liquidity and secondly the cost and volumes of funding and loans. Italian banks are now facing the effects of the double-dip recession...
The Solvency 2 Directive, which will come into force on January 1st 2016, represents an opportunity to not only improve insurers' operations, but also to develop significant competitive advantage in a challenging market
The Italian stability law approved in December 2013 has modified the fiscal treatment of loans and credit losses, thus mitigating the effects of the previous discipline that placed Italian banks...
The proposal for a Fourth Anti-money laundering directive contains overly detailed measures which are justified by the complexity of the matter

The application of the principle of proportionality in the new bank's Internal control system

Emanuele Diquattro, Sebastiano Mazzù, Giuseppe Vaccarella
How the principle of proportionality can be applied to the new bank's Internal control system? Applying the Drsa methodology of classification to a significant Italian banks sample, the research proposes three...