Journal of
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Archive » January 2017 » Restructuring European banks

Restructuring European banks

Giancarlo Durante, Luigi Prosperetti
January 2017 - n. 1
Jel codes: G01, G21

The rapid changes in the habits and routines of customers, the increased competition among banks and threats coming from Fintech companies, technological innovations will continue to exert a strong pressure on bank margins. Banks are reacting by adjusting their production and distribution structures, in a difficult scenario in which there will be less banks but more competitors, lower margins, reduced physical networks.

 

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