Journal of
Italian
Banking
Association

year 100
 

Archive » April 2014

April 2014

The great global diversified bank has become too complex to be effectively managed, regulated and supervised, with the consequence of a mismatch between regulatory action and its results in terms of...

Information technology, bank credit and relationship banking

Lucia Dalla Pellegrina, Serena Frazzoni, Zeno Rotondi, Andrea Vezzulli
Using a dataset including more than 6,000 Italian small firms over the period 2010-2012, we find an higher credit growth rate for companies that employ Ict in a more widespread and sophisticated way
The recent Italian Financial Stability Law introduced significant changes in the regulation of households' over-indebtedness crisis, completing a wide reform realized in 2012 relating...

Liquidity transfer pricing after crisis

Marco Di Antonio, Danilo Drago
During the financial crisis, many banks experienced difficulties in managing their liquidity, showing the weakness of the traditional liquidity transfer price system which is not anymore adequate to measure liquidity costs...
The reform of the third pillar of the Basel framework allows the market to have a broader and more detailed access to relevant information. However, the application of Pillar III in Italy...
The distinctive element for financial advisors is represented by their interpersonal skills, more than technical expertise, in order to meet the growing demand...