Journal of
Italian
Banking
Association

year 100
 

Archive » December 2023

December 2023

Over the last forty years, Italy has recorded, in addition to the aging and recent decrease in the population, a significant reduction in its young people ...
All banks, of all sizes, are changing their goals and business models and modifying their processes and products to achieve sustainability and inclusion ...

European Taxonomy and Esg score: two sides of the same coin? A primer on the Italian case

Mario La Torre, Alessia Palma, Riccardo Santamaria, Mavie Cardi
This paper offers an initial assessment of the Italian banking sector's alignment with the Eu Taxonomy Regulation. Our approach involves two aspects ...
The new Eu regulation on crypto-asset markets (MiCar), which will be fully implemented as of the end of 2024, offers new opportunities for the financial sector ...
The article examines the issue of valuation losses on debt securities held by banks that are valued in the financial statement at amortized cost and at fair value ...

Loan pricing Esg oriented and risk adjusted and Eba Guidelines. The Ics model and the challenges for banks

Pasqualina Porretta, Elisa Bottoni, Ettore Maria Felici, Mauro Marsella, Giuseppe Rutigliani
The Eba's Lom Guidelines, fully in force from 2024, create the need for banks to restructure the credit process: strategic planning, credit risk measurement ...
Artificial Intelligence technologies enable improved forecasting, optimization of operations, allocation of resources, and personalization of services ...
The proposal of the Fida regulation drawn up by the European Commission aims at creating favorable conditions for the innovation process in the Financial Services sector in Europe ...
With the Fida proposal (Financial Data Access Framework) the European Commission is moving to the next stage of data sharing - from Open Banking to Open Finance ...