Journal of
Italian
Banking
Association

year 100
 

Archive » February 2018

February 2018

Ten years after the crisis, a new analysis is needed on its causes, on the nature of the Bank and in particular of Bank money, which represents the core of Banking: the joint production of Credit and Bank money ...

Risk culture in banking: an application of Fsb's method to European banks

Alessandro Carretta, Vincenzo Farina, Nicola Bianchi, Franco Fiordelisi
Weaknesses in risk culture are often considered a root cause of the global financial crisis. Establishing and maintaining a strong risk culture is of fundamental importance for banks and supervisors, also through specific assessment methodologies ...

Households' interest in financial use of real estate wealth. An empirical study

Simona Cosma, Alessandro Maria Peluso, Stefano Cosma
Real estate's wealth financialization process represents a way to convert households' real estate wealth into cash flows. These solutions of Home equity conversion are an important option when the sale of real estate ...
The Budget Law 2018, which follows the Ministry of Economy and Finance decree of May 2017, has modified the tax treatment of capital gains and other financial incomes received by natural persons with qualified holdings ...
Between the Italian and European legal systems, in relation to the banking sector, there is a misalignment in terms of distribution of competences (functional in Italy, sectoral in Europe) as regards the sanctions ...
The article analyses the self-evaluation of board members of Italian banks and examines the process in the wider perspective of the bank's corporate governance. After defining the scope and objectives of the self-evaluation ...
After Governments, which mainly use Artificial Intelligence for military and security application, the banking and financial industry is among the leading sectors adopting Artificial Intelligence and machine learning ...