Journal of
Italian
Banking
Association

year 100
 

Archive » July - August 2014

July - August 2014

Italian banks have faced the effects of the crisis without public intervention and with high levels of taxation. The burden of non-performing loans has been sustained, even in a scenario of declining profitability...
The recent decisions taken by the Ecb and the extension of collateral instruments range could stimulate lending to businesses and produce significant effects on the Italian economy with an increase of Gdp
Structural reforms and investments are the key drivers for the Italian economy. Banks can help Smes in their recovery process, acting as consultants and tutors in diversifying their financial sources

Bank ratings and business models: the lessons from the crisis

Vincenzo D'Apice, Giovanni Ferri, Punziana Lacitignola
The financial crisis has stimulated researches on the link between risk models and banking business, showing that banks with greater profitability deriving from traditional activity have less chancee to be involved in a crisis
The new Italian fiscal rules on financial leasing, a tool that uses finance leases to leverage assets, will allow businesses to diversify investments and free up resources for different goals
After the crisis, literature, consulting firms and banks have identified some possible solutions for the determination of an effective Liquidity Transfer Pricing adequate to incorporate all relevant liquidity costs...

Bond issuing and Smes: the new Italian experience

Eleonora Broccardo, Luca Erzegovesi, Maria Mazzuca
Italian Government has recently approved measures to promote the development of a bond market for small and medium-sized enterprises. The new rules have stimulated the launch of such instruments