Journal of
Italian
Banking
Association

year 100
 

Archive » June 2014

June 2014

The Italian financial system is still largely relying on bank loans to small and medium enterprises. In order to develop wider equity and bond markets, it is necessary to create incentives to strengthen...
The on-going asset-quality review process implemented by the European Central Bank may seriously affect the possibility of easing bank credit. This paper examines debt and profitability of...

Italian households and mortgages affordability index

Vincenzo Chiorazzo, Pierluigi Morelli
The affordability index of Italian households analyzes the factors influencing the households' propensity to buy an house with a mortgage loan. In 2013, the index recorded a significant improvement...
The Italian legislation has introduced several significant changes to Italian Bankruptcy Law. The amendments relate to the composition with creditors procedure, the debt restructuring agreements...
After the 1st July 2014 the tax rate on financial income in Italy will be increased from 20% to 26%. The higher financial levy will also apply to interests on bank accounts and deposits...
The European financial market has an high degree of interconnectedness among hedge funds, banks, brokers and insurance companies, that can be used as an indicator to predict an emerging...
The regulatory framework is deeply changing and the banking business model must necessarily be adapted to the new competitive environment. It is therefore necessary to adopt a regulatory...