Journal of
Italian
Banking
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Archive » November 2017

November 2017

Banking and Finance studies and research are changing rapidly. A survey on scientific papers published in Bancaria's Forum shows that the focus is also on crucial themes as ...

The challenges for Financial education in Italy

Gregorio De Felice, Giovanna Cerini
The crisis has deeply changed the scenario in which households investment decisions are taken. In the era of zero interest rates, the search for return requires knowledge of financial ...
In the new context of retail payments in the Euro area and in Italy, which will be the role of cash? Cash has a high «social» cost not perceived by users but it can be advantageous for low-value retail transactions ...

Bank-specific and firm-specific determiners of credit supply

C.Gallucci, V. Formisano, M. Modina, R. Santulli
The present paper aims at investigating the bank-specific and firm-specific determiners of both short-term and long-term credit supply. It applies a hierarchical regression model on data (2013-2014) related to a sample ...
The severe tensions in the financial markets since August 2007 needed extraordinary measures by monetary policy makers all over the world, which have gone beyond zero lower bound (Zlb) and have adopted ...
On 24 April 2017, the Italian Government introduced a new tax regime addressing carried interest and similar arrangements that involve shares, quotas units and other financial instruments. The new legislation ...
Whatever the methodologies for the implementation of the Ifrs9 principle are, the dynamics of risk containment both in the acceptance and management of the relationship with customers will have positive effects ...

Financial advisors process: the role of digitization and Fintech

Federica Sist, Claudio Giannotti, Massimo Caratelli
Financial intermediaries are applying technological innovations to Financial advice, also pushed by Fintech companies' competition. Technologies should be implemented in the financial advisory process considering ...
The Financial Services sector has widely implemented Artificial intelligence technologies making relevant investments in this area. Banks have significant competitive advantages especially in marketing ...