Journal of
Italian
Banking
Association
year 100
Italian
Banking
Association
year 100
Archive » October 2014
October 2014
Consumer credit, an opportunity for economic recovery and for households' chances
Stefano Cosma, Umberto FilottoConsumer credit is an opportunity if used to finance projects aimed to improve individual and households' well-being, but it is also bears a clear responsibility and has to be carefully considered in order ...
Less is more? Some critical issues in bank branches rationalization
Mariarosa Borroni, Simone RossiTwenty years after the liberalization of the opening of bank branches, Italy is widely considered an «over-branched» country. The advent of the financial crisis, that has led to a dramatic erosion ...
Financial crowdfunding, a new tool for Smes
Francesca QuerciTechnological innovation and the financial crisis have accelerated the development of financial crowdfunding. On the one hand, the tightening of traditional sources of credit; on the other hand ...
Financial literacy, low incomes and financial stress in US households
Brenda Cude, Gianni NicoliniThis paper analyzes how financial knowledge and income can be considered as indicators to avoid situations of financial stress. The hypothesis of the work is that financial literacy has a limited ...
Recent changes introduced to the Italian discipline of fiscal monitoring aim to reduce and simplify the taxpayers' obligations, to broaden the range of intermediaries involved and to improve ...
New rules on securitization of trade receivables in Italy
Vinicio TrombettiItalian companies, banks and investors have, after the recent regulatory changes, two legal instruments to obtain liquidity using trade receivables: the laws on securitization and on factoring
The work analyzes the effects of the financial crisis on the performances of Italian specialized intermediaries in leasing, factoring and consumer credit sectors