Journal of
Italian
Banking
Association

year 100
 

Forum | Papers

Forum | Papers

Syndication allows private equity sponsors to take over firms that would be overlooked due to lack of financial resources and/or skills. Skills come from experience, but the same amount of experience yields different skills based on specific past act...

Debt restructuring and business recovery: an empirical analysis in the Italian market

N. 10 - 2019
Ludovico Maria Cocco, Elisa Cavezzali, Ugo Rigoni,Giorgia Simion
Through the study of legal documents on the judicial procedures of debt restructuring, empiric evidence is offered on the operational and financial measures taken by the companies in the negotiation phase with creditors who are associated with a bett...

Narrow framing and litigations on loans: the case of the Italian Arbitro Bancario Finanziario

N. 9 - 2019
Caterina Lucarelli, Francesco James Mazzocchini
he experience offered by the Italian Arbitro Bancario Finanziario allows to explore banking litigations within a behavioral perspective. The goal is to find evidence of the framing cognitive bias and to carry out an impact assessment, in t
The paper analyses the decisions of micro-firms in terms of bank debt. For this purpose, we study the determinants of financial leverage of a sample of more than 4,700 Italian micro-firms for the period 2006-2016,
The digital revolution has given banks new opportunities to structurally change their traditional business through massive investments in innovation.

If words are not enough, then use the color! How red and blue modulate attention during the reading of the Key Investor Information Document

N. 5 - 2019
M.G. Ceravolo, G. Raggetti, V. Farina, L. Leonelli, L. Fattobene, E.A. Graziano
Neurofinance is a nascent field which investigates the neurophysiological bases of financial decision-making. By applying the eye-tracking methodology, this study observes and measures the influence of color on attention allocation,
We show in this paper that managers who work for the most important Italian financial distributors believe that financial education is a relevant element for retail clients' portfolio choices. The survey respondents are aware of the gaps existing in ...

Technical efficiency of the Italian Mutual guarantee institutions

N. 2 - 2019
Domenico Piatti, Peter Cincinelli, Università di Bergamo
Cost efficiency is a peculiar element for the Mutual Guarantee Institutions (Confidi) core business. Efficient resource management is the condition that can enable a future development of the collaterals market.

Npls sales and market reactions: who is left empty-handed?

N. 3 - 2019
Mario La Torre, Gianfranco Vento, Helen Chiappini, Giuseppe Lia
Using the peculiarity experience of the Italian banking market over the years 2014-2017, the aim of this paper is to empirically test the market reaction to Npls sales.

Modelling credit risk with soft facts for micro firms and Smes

N. 1 - 2019
Giampaolo Gabbi, Massimo Matthias, Michele Giammarino
We investigate how the use of quantitative along with qualitative variables may improve the evaluation of the creditworthiness of micro, small and medium firms. We harden qualitative variables in order to assign ratings to borrowers.
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