Journal of
Italian
Banking
Association

year 100
 

Forum | Papers

Forum | Papers

Young adult attitudes toward finance: a focus group exploration

N. 12 - 2017
Elisa Bocchialini, Beatrice Ronchini
Despite growing interest in youth financial literacy, their attitudes toward finance have not been directly explored and recognized so far. We suppose that a good attitude toward finance may predict high financial kwowledge ...

Bank-specific and firm-specific determiners of credit supply

N. 11 - 2017
Carmen Gallucci, Vincenzo Formisano, Michele Modina, Rosalia Santulli
The present paper aims at investigating the bank-specific and firm-specific determiners of both short-term and long-term credit supply. It applies a hierarchical regression model on data (2013-2014) related to a sample ...

Sovereign rating: a comparison among different rating agencies

N. 10 - 2017
Massimo Regalli, Maria Gaia Soana, Emanuele Testi
Our research compares sovereign ratings assigned by the American S&P, Fitch and Moody's, and the most important Chinese credit rating agency, Dagong. Differences in sovereign ratings appear rather small among ...
The growing importance of sovereign bonds in bank assets and the hypotheses of a new regulation in the Eu are posing complex questions. The paper analyzes the recent proposals of the European authorities and the possible ...

Name concentration risk and credit to Smes: the case for reducing customers and raise quality

N. 7/8 - 2017
Giacomo De Laurentis, Diego Quatraro, Luca Santambrogio
This study investigates the relationship between name concentration and risk on a real-world loan portfolio of Italian Smes. Consistently with findings in the field of security portfolios ...

Multiple directorships in the Board of Directors: an investors' perspective

N. 6 - 2017
Marco Caiffa, Vincenzo Farina, Lucrezia Fattobene
This study investigates investors' perspective on multiple directorships in the same Board of Directors. We assess the impact of mass media communication when directors who hold multiple positions in the BoD ...

Stakeholder Engagement in European banks: a new model

N. 5 - 2017
Simona Cosma, Rossella Leopizzi
The paper outlines a model to evaluate the Stakeholder Engagement process quality, based on content analysis applied to Se disclosure in the annual reports of a sample of ...

Cyber risk in the financial industry, the market reactions

N. 4 - 2017
Maria Cristina Arcuri, Marina Brogi, Gino Gandolfi
This paper analyses cyber risk in the financial sector. It identifies and assesses the impact of cyber-attacks on share prices, distinguishing between commercial banks and other financial entities. Event study methodology ...

Right and wrong lending decisions: are they predictable?

N. 3 - 2017
Paola Brighi, Caterina Lucarelli, Valeria Venturelli
Using a proprietary database of lending decisions for small and medium-sized enterprises (Smes), the aim of the paper is to understand how hard and soft information affect the correctness as well as the probability of errors ...

The Theory of Planned Behavior and financial decisions of Italian investors

N. 2 - 2017
Doriana Cucinelli, Gino Gandolfi, Maria-Gaia Soana
To date, few contributions have applied the theory of planned behavior (Tpb) to financial decisions. The paper aims to investigate the applicability of Tpb in predicting the intentions of Italian retail customers to apply for ...
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