Journal of
Italian
Banking
Association

year 100
 

Archive » March 2018

March 2018

An efficient banking and financial sector affects economic growth in a positive way. Despite the crisis, Italian banks have financed the economy and have been able to reduce ...
By the end of 2019, the annual inflow of new bad loans referred to loans granted to Italian non financial companies will fall to 2.1%, bringing the figure to the levels observed in ...
This paper investigates banking diversification in terms of business combinations which carry out customer frontend operations, also considering different client typologies ...

Ecb interest rates: a predictive model

Vincenzo D’Apice, Francesco Masala, Pierluigi Morelli
Euro area economic recovery is starting to create the conditions for reducing monetary stimulus. We create a predictive model in order to forecast the probability of Ecb moving interest rates, based on consumers ...
A specific working group has been established by the Italian Banking Association and other trade associations in order to define principles and Guidelines for the evaluation of real estate to guarantee non performing loans ...

Banks bonds in household wealth: recent trends in Italy

Massimo Coletta, Raffaele Santioni
Since 1950 the share of these assets in households' portfolios has shown wide fluctuations, primarily reflecting the issuance policies of banks and changes in the tax treatment of securities, as well as changes in preferences ...

Optimal diversification: an empirical approach

Fabiomassimo Mango, Pina Murè, Marco Spallone
Research on portfolio strategies of risky securities plays an important role in literature. The main strategies explored are often difficult to be implemented; this is mainly due to operational constraints, corporate and regulatory ...
The introduction of Instant payments based on the Sepa Credit Transfer is an innovative element for the Italian retail payment services market. Thanks to regulatory measures that promote the distribution of payment ...