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Archive » September 2015 » The sustainability of banking business: regulation, competition and efficiency

The sustainability of banking business: regulation, competition and efficiency

Giancarlo Durante, Marcello Giustiniani, Alessandro Profumo, Luigi Prosperetti, Giovanni Sabatini
September 2015 - n. 9
Jel codes: G21, J24, J32

In the integrated European financial market, competitors' choices and decisions have a strong impact on Italian banks. They are facing the challenge not only of a greater competition, a more stringent European banking regulatory framework, a new customer behavior, the difficulties in human resources management, but also the need to consider the current levels of costs and profitability and the cost/income ratio

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