Journal of
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Archive » December 2012

December 2012

After the crisis, the traditional deposit-taking and lending banking model has been reconsidered as basic financial infrastructure of the real economy

The road for Italian banks

Alessandro Profumo
Italian banks can adopt various solutions to face the present structural problems: from a significant costs reduction to a rethinking of the business model...
Setting aside the priorities imposed by the crisis, the management of Italian banks must define strategies for redesigning the commercial bank's model in all business areas
The Banking Union aims to design a single banking supervision mechanism to prevent banking crises or, when a crisis occurs, to avoid it becomes systemic
The Italian legislator has introduced in 2011 a tax on financial assets held abroad by Italian residents. The Italian Revenue Agency has recently published...
While still young, credit rating has introduced important changes in the credit process, redesigning the organizational structure of the bank, its credit policy and the relationship with businesses
Credit crunch is an obstacle to project financing bankability, which represents a starting point in order to restart anticyclical infrastructural investments