Journal of
Italian
Banking
Association

year 100
 

Archive » April 2013

April 2013

Free riding leads to excess risk production. This problem may be solved, at least partially, either by financial regulation or by taxation. From a normative viewpoint, taxation is superior in many respects
After the crisis, larger banks – and among them UniCredit – are redefining their organization towards a more decentralized decision-making process, increasing managers' autonomy at local level and strengthening...
The rise in the cost of funding is having a deep impact in the market of mortgages. Their pricing has thus soared, adding a new component to bank costs...
Current accounts and financial assets reports are subject in Italy to a stamp duty, which has recently been modified and has assumed the characteristics of a property tax
The recent Italian bankruptcy law reform has innovated the preinsolvency system for corporate crisis management, particularly with regard to debt restructuring agreements aimed to facilitate business continuity...
Italian banks should redefine their strategies strengthening the role of business models in order to be more innovative and competitive in the actual scenario
The valuation methodologies recognized and applied to banks are not bank-specific but are based on simplifications that result from standard methods inadequacy to capture some key variables...