Journal of
Italian
Banking
Association

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Archive » April 2017

April 2017

Ifrs 9, the deep impact on credit risk and banking business

Fabrizio Dabbene, Marco Roberti Vittory
The adoption of Ifrs 9 (January 2018) will require significant enhancements to financial institution's organization, data, systems, quantitative models and governance, amongst other areas ...
Macroeconomic evidence and recent research show that the number of banks in Italy and in the Euro Area is not excessive. Economies of scale are questioned, and key factors for profitability are capital, governance ...

Bank restructuring, the road to profitability

Antonio Patuelli, Omar Lodesani, Luigi Prosperetti, Giancarlo Durante
Technological innovation, new trends of banking business and the hyper-regulatory thrust of the European Union have required deep business reorganizations. New customer relationship, with enhancements ...

Cyber risk in the financial industry, the market reactions

Maria Cristina Arcuri, Marina Brogi, Gino Gandolfi
This paper analyses cyber risk in the financial sector. It identifies and assesses the impact of cyber-attacks on share prices, distinguishing between commercial banks and other financial entities. Event study methodology ...
Financial crisis, social and technological evolution are changing Italian consumers' habits and attitudes. Businesses an banks have to define strategies in order to satisfy new customer needs ...
In a scenario in which public resources for welfare are diminishing, private-sector businesses are faced with the challenge of testing new welfare models and initiatives, in order to meet the needs ...
The Individual Savings Accounts (Pir) have been introduced in Italy via the 2017 Government budget Law (Legge di Bilancio 2017). Since their announcement, Pir have received a warm welcome ...

The corporate governance of Italian listed companies

Angela Ciavarella, Nadia Linciano, Rossella Signoretti
The 2016 Consob Report on corporate governance of Italian listed companies, although confirming the high ownership concentration and limited contestability of control of the Italian market ...
Regulatory, technological and competitive pressures have pushed leading Financial Institutions transform their information governance as a source of competitive advantages. Using Big Data ..