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Archive » June 2020 » Banks and the post Covid-19 crisis: towards a new business model?

Banks and the post Covid-19 crisis: towards a new business model?

Maurizio Baravelli
June 2020 - n. 6
Keywords: Banche, Covid-19, modelli di business
Jel codes: G21, G28, I10

After the crisis triggered by the Covid-19 pandemic, measures to restart the economy in Italy and Europe become even more urgent. The State has to create the necessary conditions for the transformation and innovation of the economy, while banks are called to face various challenges on the strategic front: expansion of credit activity but probable solvency crisis of companies; modification of current business models and offer of financial services other than credit. A greater flexibility of banking supervision is necessary, to allow banks to respond more effectively to new economic and social problems, and to bridge the economic and finance innovative «double gap».

 

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