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Archive » June 2018 » Competition and risks in the new Fintech environment

Competition and risks in the new Fintech environment

Giovanni Pitruzzella
June 2018 - n. 6
Jel codes: G21, G28, L40

The development of Fintech companies makes the ecosystem in which banks operate increasingly competitive, with new risks and opportunities. Banks can create new businesses that adapt and collaborate to meet these challenges and make better use of competitive advantage; innovative companies can find new and more accessible sources of funding. The new ecosystem will undoubtedly produce positive effects on savers and consumers who, in mature markets, can find further opportunities of investment.

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