Journal of
Italian
Banking
Association

year 100
 

Archive » December 2013

December 2013

The road towards Banking Union

Ignazio Angeloni, Giacomo Caviglia
Establishing a European Banking Union offers clear opportunities: to break bank-fiscal interactions, national supervisory silos and home biases, to reduce fragmentation and improve single market...
Supervisory fragmentation is a cause of systemic risk, as cooperation amongst national authorities is bound to fail in crisis events. The situation will be different under the Banking Union when the Single...
Italian savings is a necessary condition for economic growth and employment development and for this reason it deserves respect and appreciation. It must be supported both by the State and banks...
Since the crisis, national authorities have taken several measures to improve financial institutions' risk governance.These measures imply new tasks and duties for the risk management function...
The recent Bank of Italy regulations will deeply change the framework of internal controls system for banking intermediaries in Italy

The credit license, a tool for measuring credit performance

Rocco D'Acunto, Antonino Del Gatto, Marcello Pallotta
Advanced credit risk measurement models, although statistically accurate and predictive, can not completely replace the human factor, which can develop more effective credit decisions...

A spatial analysis of the liquidity of italian firms

Carlo Boselli, Francesco G. Truglia, Alessandro Zeli
Liquidity is an important indicator of the state of health of firms. It is, also, a measure of early warning of a possible forthcoming company default. During the global crisis Italian enterprises suffer from...