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Archive » December 2012 » Deposit bank and public interest: the reasons for a new regulatory approach

Deposit bank and public interest: the reasons for a new regulatory approach

Paolo Mottura
December 2012 - n°12
Jel codes: G21, G28

After the crisis, the traditional deposit-taking and lending banking model has been reconsidered as basic financial infrastructure of the real economy. A banking model with a public interest whose main function is the provision of liquidity on demand. It is therefore necessary to adopt a new regulatory approach and to rethink the basic principles of the prudential regulation and universal bank, causes of instability

 

 

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