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Archive » April 2021 » Eba Guidelines on Loan Origination and Monitoring: key issues and implications for banks and borrowers

Eba Guidelines on Loan Origination and Monitoring: key issues and implications for banks and borrowers

Giacomo De Laurentis
April 2021 - n. 4
Keywords: Analisi finanziaria, business model, concessione, monitoraggio, business plan, politica creditizia, rating
Jel codes: G21, G28

Eba-Gl Lom require a forward looking single customer view that integrates strategic and financial perspectives on a medium term horizon. Banks and supervisors (for a number of unresolved critical issues) have to redesign the role of financial analysis and plans, and relations with internal ratings and with the overall bank business model.

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