Journal of
Italian
Banking
Association

year 100
 

Archive » February 2013

February 2013

The Great Crisis had three many causes: global imbalances, Fed monetary policy, excessive deregulation of finance. The debt overhang generated in this way in the Us has been compounded by the lack of an effective and rapid reregulation...

Cost reduction and structural adjustment in European banks

Giancarlo Durante, Luigi Prosperetti
In 2012, European banks have implemented sharp cost reductions strategies and introduced profound changes, influencing personnel policies and wages. Italian banks are facing a difficult challenge...
The sharp fall of profitability has shifted assets toward areas entailing a higher risk on the balance sheet side; international diversification may have had, in some cases, a mitigating effect

Bank crisis regulation and the European proposals

Manuela De Cesare, Riccardo De Lisa, Anna Laura Lombardo, Francesca Pluchino
The proposal for a Directive and the related impact study presented by Ec in 2012 have the purpose to reorganize the financial systems crisis regulation, with particular emphasis on bank recovery and resolution
In recent years, many companies, also in the banking sector, are adopting more developed operational risk management models, responding to the logic of a rational business growth...
consequence of 2010 general crisis in the Us has been the scandal of foreclosure gate, a «crisis in the crisis», with profound social and economic consequences. In Italy, banks have the features to prevent such phenomena...
The market for Italian real estate funds has been characterized in recent years by fluctuations affecting both the number of new products and their performance. It is therefore important to establish criteria for measuring...