Archive » February 2017 » Financial literacy and overconfidence of University students and young graduates
The paper explores the relationship between financial literacy, overconfidence and risk propensity in a sample of young University students and graduates both with and without a specific background in finance and financial markets. The analysis confirms a gender gap in financial literacy and investment behaviour, in line with the literature on the topic. A specific background in finance, though not being a driver of overconfidence, is related to a higher propensity towards equity investments.
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