Journal of
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Archive » July / August 2013 » From Universal bank to a separation between commercial and investment banking.The European proposals

From Universal bank to a separation between commercial and investment banking.The European proposals

Enrico Bernardi
July / August 2013
Jel codes: G21, G28

The European proposals to reform the banking sector, separating investment and commercial banking activities, are likely to negatively affect banks' profitability, as well as their capacity to support the economy. A reform certainly seems unavoidable but, with regard to Italian banks, it must preserve the specificity of the Italian banking sector, deeply tied to the business model of local commercial banks.

 

 

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