Journal of
Italian
Banking
Association

year 100
 

Archive » February 2024 » Inflation, rising interest rates and Banks’ balance sheets: impacts and time factor

Inflation, rising interest rates and Banks’ balance sheets: impacts and time factor

Franco Tutino, Diego Mosca, Michele Adamini
February 2024 - n. 2
Keywords: Banche, inflazione, tassi di interesse, bilancio bancario
Jel codes: E40, E50, G21

The recent inflationary pressures, combined with the reversal of the Ecb's monetary policy, have a significant impact on the operations and on the balance sheets of Italian banks. The aim of the paper is to analyse and understand the main effects of inflation and rising interest rates on the main aggregates of the bank's balance sheet, looking at the degree of intensity of the impacts, and to the timing of their realization and observability. The analysis looks at the characteristic items of the bank's balance sheet, together with the reading of the latest data of the main Italian banking groups.

Interested in this paper?
Buy the issue