Journal of
Italian
Banking
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year 100
 

Archive » January 2019

January 2019

.Economic progress should be based on an appropriate regulation of the markets dynamics and on a clear ethical foundation that assures a well-being realized through the quality of human relationships
A stable and generally accepted money helps economic growth, and banks are essential in dealing with payments and facilitating the savings-investments relationship. The new digital trends can create an excess in the power of information and data, a n...
In a highly competitive environment, banks need to face the challenges and exploit the opportunities brought about by the digital revolution and Fintech. The adjustment required to

European banks, the challenge of new strategies

Gianfranco Torriero, Stefano Bottino
European and Italian banks are facing the challenges posed by digital innovation and payments revolution after Psd2 directive with tools such as open banking, artificial intelligence and process automation.

Modelling credit risk with soft facts for micro firms and Smes

Giampaolo Gabbi, Massimo Matthias, Michele Giammarino
We investigate how the use of quantitative along with qualitative variables may improve the evaluation of the creditworthiness of micro, small and medium firms. We harden qualitative variables in order to assign ratings to borrowers.
Corporate governance and the suitability of members of the management bodies are key issues for both investors and international standards-setters, such as the Basel Committee and the Financial Stability Board.
The Italian Decree implementing the Anti-Tax Avoidance Directive introduces the new definitions of financial intermediaries, financial holding companies and non-financial holding companies, which are relevant for corporate income tax (Ires) and regio...
In order to support banks in adopting the Psd2 Directive, the Consorzio CBI will provide the CBI Globe service, a cooperative solution capable of simplifying the communication between

Investors' competence and financial advisors: the potential synergies

Nadia Linciano, Monica Gentile, Paola Soccorso
There are many reasons to identify the financial advisor as an important educational channel which can: stimulate virtuous attitudes to planning, savings and financial control; literate customers and, where possible,