Journal of
Italian
Banking
Association

year 100
 

Archive » January 2012

January 2012

In the consultations undertaken by the Eu Commission on the implementation and revision of the Commercial Practices Directive, the Italian Banking Association has proposed observations...
The three buckets model developed in 2011 by IASB and FASB, which divides the loan portfolio in 3 parts linked to increasing levels of provisioning, is a compromise between two approaches
A higher level of judicial protection in the field of unfair commercial practices can be achieved by a stronger harmonization of Eu rules and procedures, even with soft law instruments...
The Basel Agreements, designed to pursue financial stability, have been instead a cause of instability, revealing fundamental analytical and operational weaknesses
The discipline of unfair commercial practices is outside the competences of Banking and Financial Ombudsman, thereby implying the obligation of the parties, in negotiations...
The Italian Banking Association has realized a research project to celebrate 150 years of National Unification.This important anniversary has been the opportunity to analyze the elements...
The Italian economic culture over the last 150 years has considered banks not merely as financial intermediaries, but as a key factor of economic development...
A new book investigates the relationship between banks and the Italian economy over the last 150 years.The analysis is focused on the economic and financial linkages...
The history of relations between the Italian banking industry and the State during the last 150 years from National Unification has affected the stability of deposits and credit flows...
The current financial crisis was not something unexpected, a «black swan», but rather an event caused by human action and inaction, and therefore predictable and avoidable
The legislative indications in terms of self-regulation have remained largely unheeded and typical features of the codes of conduct have not been sufficiently exploited