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Archive » June 2026 » Know-How Bankability and Artificial Intelligence

Know-How Bankability and Artificial Intelligence

Roberto Moro-Visconti
June 2026 - n. 6
Keywords: Segreti commerciali, intangibili, merito creditizio, valutazione economica, proprietà industriale
Jel codes: G21, G28, E22, O33

Know-how does not, as a rule, constitute a security interest in the technical sense; nevertheless, when it is identifiable, protected, and linked to verifiable economic results, it may significantly affect a company's prospective repayment capacity and, therefore, its creditworthiness. In the digital economy, the value of know-how increases further when it is integrated with Artificial Intelligence tools capable of transforming knowledge and data into more scalable, predictive, and efficient competitive advantages.

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