Journal of
Italian
Banking
Association

year 100
 

Archive » March 2017

March 2017

Eba and Esma launched a consultation on Guidelines on the Assessment of the Suitability of the Members of Management Body and Key Function Holders in order to provide common criteria to assess the individual and collective knowledge ...
The one-tier governance system, put in place by Intesa Sanpaolo since 2016, centralises the strategic supervision and management roles in a single body, ensuring the efficiency and the effectiveness of control functions ...

Right and wrong lending decisions: are they predictable?

Paola Brighi, Caterina Lucarelli, Valeria Venturelli
Using a proprietary database of lending decisions for small and medium-sized enterprises (Smes), the aim of the paper is to understand how hard and soft information affect the correctness as well as the probability of errors ...
Awareness of the importance of financial education is growing among policy makers in economies all around the world and also in Italy. The Oecd has provided guidelines to help policy makers designing and ...
In 2016, the Italian Government approved a decree broadening the list of jurisdictions that allow an adequate exchange of information with Italy (the so-called white list). The increase in the number of white listed ...
The Business Model Analysis is a pillar of the Supervisory Review and Evaluation Process (Srep): it consists of a comprehensive analysis of banks' business models to assess their viability and sustainability ...
Digitization can open new scenarios for banks by 2020, bringing an innovative way of thinking and bottom-up innovation processes. It is a challenge in which the key factor is how fast banks will react to the increasing ...
A National Agreement on Commercial Policies and Work Organization has been signed in Rome between ABI and the banking sector's Trade Unions. The Agreement defines a number of innovative initiatives to reaffirm ...