Journal of
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Archive » October 2019 » Payments, Fintech and Authorities’ role

Payments, Fintech and Authorities’ role

Alessandra Perrazzelli
October 2019 - n. 10
Keywords: Pagamenti, tecnologia, vigilanza
Jel codes: G21, G28, O30

The payments sector is traditionally open to technological and regulatory innovation. On the technology side, electronic payments in Italy have shown a marked dynamism with a growing interest in Fintech. On the regulatory side, the «payment package» (Psd2-Ifr) is showing its disruptive effects on the dynamics of banking and financial services offer. The role of banking supervisors is important. They must pursue their goals, using the tools available but also a flexible approach: industry’s stability and competitiveness, customer protection, efficiency and reliability of the payment system.

 

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