Journal of
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Archive » January 2014 » Relationship banking: new evidence from small business credit in Italy

Relationship banking: new evidence from small business credit in Italy

Irma Malafronte, Stefano Monferrà, Claudio Porzio, Gabriele Sampagnaro
January 2014
Jel codes: G01, G21

This paper aims to investigate the relationship between banking competition and credit availability for a large sample of Italian firms. The main results show that relationships last more years when competition increases and when the loan is guaranteed by collateral. Moreover, we show a positive impact of length and exclusivity of relationships on credit availability and the existence of a sector specialization effect

 

 

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