Journal of
Italian
Banking
Association

year 100
 

Archive » September 2012

September 2012

The establishment of the Consumer Financial Protection Bureau is part of the Us financial system reform project and has been strongly supported by the Obama administration...

A new road for Italian banks' human resources

Carlo Dell`Aringa, Giancarlo Durante, Francesco Micheli, Giuseppe Mussari, Luigi Prosperetti
Italian banks have faced the crisis without significant consequences on employment, but they must continue to increase productivity and profitability and to reduce costs
Do rating models embody correctly the impact of macroeconomic variables on debtors' solvency, determining a lag in downgrading? In pre-crisis periods, when interest rates increases...
In 2011, Italian businesses and households have faced the Sovereign debt crisis, but savings confirmed its resilience. Since the beginning of the crisis...
Commercial banking model confirms its economic reliability, in terms of contribution to systemic stability, and ensures an healthy flow of loans and savings
The radical change, induced by the crisis, which is affecting the distribution has produced a greater supply of products and services to customers, stressing the importance of factors such as the growth...
Banks should adopt a new banking model to keep and adapt their essential role. The new business model will be more flexible, manageable and focused on the core activities of the banking profession...