Journal of
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Archive » February 2014 » The roads towards a new sustainable banking model

The roads towards a new sustainable banking model

Paolo Mottura
February 2014
Jel codes: G21, G28

The traditional commercial banking model - based on accepting deposits and bonds and originating loans – is no longer sustainable. A new intermediation model, based on a separate management of monetary liabilities, on short-term credit and on long-term loans securitization, can be outlined, thus reducing bank’s capital and liquidity needs

 

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