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Archive » February 2025 » The role of the digital euro in digital payments and digital finance

The role of the digital euro in digital payments and digital finance

Piero Cipollone
February 2025 - n. 2
Keywords: Banca centrale, moneta, pagamenti digitali
Jel codes: E50, E58, E42, O30

Digital payments and finance are developing rapidly, which presents challenges and opportunities. Investing in digital payments could help to develop innovative and competitive European payment solutions, fostering competitiveness and resilience and strengthening Europe's strategic autonomy. In this context, the European Central Bank (Ecb) is committed to ensuring that central bank money remains a central pillar of our economies – for both wholesale and retail payments. The Ecb is exploring the potential of new technologies, such as distributed ledger technology, to transform and improve wholesale financial markets. In addition, it is continuing its work on a potential digital euro – an all-in-one payment solution for all types of retail payments in all euro Area countries.

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