Journal of
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Archive » December 2019 » The salary-backed loans sector in Italy

The salary-backed loans sector in Italy

Alessandro Carpinella
December 2019 - n. 12
Keywords: Credito, cessione del quinto
Jel codes: G20, G51

The outlook for consumer credit remains positive in Italy and, in particular, the salary-backed loans show good prospects, also thanks to their high profitability and low risk for the banks or the lending financial institutions. The big banks look to the salary-backed loans sector with interest, as a means of diversification thanks to expected loss levels significantly lower than those relating to the core business.

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