Journal of
Italian
Banking
Association


year 100
 

Archive » October 2019

October 2019

The payments sector is traditionally open to technological and regulatory innovation. On the technology side, electronic payments in Italy have shown a marked dynamism with a growing interest in Fintech. O
The future of the bank, after the global financial crisis, is strictly related to the capacity of the managers in the analysis of complexity and wealth of information to develop strategies in line with the business plan
In a context of instability and after the great financial crisis, the Italian and International banking industry highlighted the urgency of a change on many of the main cornerstones of the traditional business model.

Banks' communication in Italy, past and future

Maurizio Baravelli,Domenico Colella,Daniele Previati
The scenario in which banking communication moves today raises the question of how to re-create trust and maintain it by increasing the attractiveness of a bank that is less and less physically

Debt restructuring and business recovery: an empirical analysis in the Italian market

Ludovico Maria Cocco, Elisa Cavezzali, Ugo Rigoni,Giorgia Simion
Through the study of legal documents on the judicial procedures of debt restructuring, empiric evidence is offered on the operational and financial measures taken by the companies in the negotiation phase with creditors who are associated with a bett...

Bank business models transition in Europe

Vincenzo D’Apice, Francesco Masala,Tommaso Oliviero, Giovanni W. Puopolo
Low economic growth, near-zero interest rates, technological innovation and regulatory reform are some of the factors that are redesigning the macroeconomic scenario in which banks operate,
Legislative Decree no. 142/2018 has transposed into Italian law the Atad directive (1 and 2), which contains rules against tax avoidance practices that directly affect the internal market. In particular, important innovations concern the deductibili
Information sharing has a great importance for the economic and financial system. An adequate information circulation between intermediaries that can improve their risk managemen is in fact a public interest.
The principle of the risk-based approach – introduced by the most recent Anti-Money Laundering legislation – can be declined in all phases of the Aml cycle, which involves different banking functions with clearly defined roles
During the last decades the real estate market has changed significantly due to the new demand and supply features that were changed by technology innovation. The main changes were related to selling or renting real estate assets,

Keynes e l'Europa di oggi

Pirluigi Ciocca
Prima del Keynes/1936 (General Theory), eretici a parte, prevaleva il convincimento che il sistema si autoregolasse, seppure – come Keynes aveva scritto – fra «scricchiolii, gemiti e sussulti»1. I prezzi avrebbero garantito l'utilizzo delle ris...